The Cost of Delaying Investing Before an Emergency Fund

How Getting the 9 Trail Marker Sequence Wrong Can Cost You $468,082.74 Many people wonder whether they should invest before building a full emergency fund, or wait until they feel financially safe. Getting that order wrong can be staggeringly expensive. Most people think financial success is about discipline and patience. But often, it comes down […]
You Think You’ve Failed a Lot? What a Joke—You’re an Amateur at Failure.

I’ve been failing for a long time. Failed early in our marriage, my job required me to write business memos. I could speak well, I could hold a room, present ideas, and connect with people—but writing? Writing was a different story. Anyone reading my documents needed both patience and a translator. One day Mary, who […]